Despite constant threats, this article/complaint will remain here!
Atlantico claims to have purchased a nearly 10-year-old debt from a store. They added interest to this debt that quadrupled it and started calling my house daily. When my sister or mother answers, they ask them to keep writing down the number and repeating it; they do this several times. When I am the one who answers, they come with stupid ignorance, saying "we will keep calling daily until you pay what you owe." They don't care about your life, your difficulties, or your problems. They call on Saturdays and Sundays, always with the same statements: "are you going to pay, we will call daily until you pay." They send letters (I have them all) where they say I have until the end of the month to pay the bill or my name will be included in the SPC and Serasa credit bureaus. This is for an alleged debt dating back almost 10 years, as I said. I called the Carrefour company, where they claim the debt comes from, and they simply said they have no record of this debt. They don't even make a cash discount offer. They want an absurd amount! It is certain, according to assignment policies, that they do not pay 10% of the value; there are payment figures of less than 1%, yet they want to receive an absurd amount from the debtor that only enriches this loan shark industry that lives legally due to an absolute lack of oversight. I searched the internet and found hundreds of complaints like this; anyone can verify this via Google. From what I discovered, they buy papers for symbolic values, pocket change, cents, and start a procedure that resembles torture. These are illegal inclusions of people's names in SPC/Serasa, which led the Public Prosecutor's Office of São Paulo to suspend the collections for a long time, which continued to be carried out irregularly; this can be read on the Public Prosecutor's Office of São Paulo website. It is an outlaw company, a group of loan sharks who assault and disrespect people, shaming them within their family circle, in addition to insults that depress the citizen during the arduous recovery and overcoming of their financial problems. For every call I receive making "pure threats," without a solution proposal, I will go on the internet and look for people like me, gather complaints at Procons and the Public Prosecutor's Office. People who are also being illegally charged with threats. Only real complaints, with letters, recordings, or witnesses; contact me via the email I created:
Art. 42: In the collection of debts, the defaulting consumer shall not be exposed to ridicule, nor shall they be subjected to any type of constraint or threat.
Public Prosecutor's Office obtains an injunction prohibiting the company Atlântico Fundo de Investimentos from placing consumers on a list of defaulters
The Consumer Prosecutor's Office obtained a court injunction prohibiting the company Atlântico Fundo de Investimentos from making undue debt collections and from placing consumers' names on lists of defaulters.
The injunction was granted in the public civil action (ACP) filed at the end of April by Public Prosecutor Giovane Serra Azul Guimarães. The injunction was granted last Thursday (13) by Judge Álvaro Luiz Valerin Mirra, of the 3rd Civil Court.
According to the public civil action, Atlântico Fundo de Investimentos acquires supposedly unpaid debts, referring to alleged debts of consumers with the assigning companies, through irregular credit assignments, without the alleged debtors being notified of this assignment. The portfolios are acquired from various companies, especially from telephone service providers.
The amount of acquired credits exceeds 11 million, only in the contract signed between Atlântico and Telesp. The same type of business was also signed with BrasilTelecom, totaling more than 3 million alleged debts.
According to the prosecutor, these collections are undue, because consumers are not notified of the credit assignments, in addition to a huge amount of the assigned credits resulting from fraud committed against people who had telephone lines improperly acquired in their names, that is, against citizens who never acquired any service from the companies that assigned the alleged credits. In countless cases, the consumer only finds out about the inclusion of their name in credit protection services or other databases when they go to conduct business and have their credit denied.
The action filed by the Public Prosecutor's Office, which also seeks compensation for material and moral damages suffered by consumers, was a result of the large number of consumers who filed individual lawsuits against Atlântico Fundo de Investimentos (only in the Central Forum of São Paulo there are more than 160 individual actions), and the countless representations that have also been filed with the Public Prosecutor's Office.
In addition to ATLÂNTICO, the action also requests that TELESP (TELEFÔNICA) and BRASIL TELECON be held responsible for the damages suffered by their respective consumers due to the facts.
Source: Public Prosecutor's Office of São Paulo,
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I never had business with this Atlantico and I was surprised when I called CARREFOUR and they told me I had to pay this company, which, by the way, if you search on the internet you will see that it is not reputable at all, because they buy debts without people's knowledge and charge whatever they want.
Well, in contact with Carrefour, Mr. Edcarlos informed me of the updated value of the debt, which, by the way, is not even what the law determines (1% per month plus a 2% fine). So it is very shameless for this company to charge whatever comes to their mind. THINGS ARE NOT LIKE THAT. THERE IS A LIMIT THAT THE LAW DETERMINES, MY PEOPLE, SO GO TO THE SITE nayron.blogspot.com, which belongs to a civil servant of the TJ OF GOIAS and is very reputable, and he informs exactly about this company and how to SUE IT.
Look at the TJDFT website and click on monetary update and you will see how much you really owe.
By the way, the PUBLIC PROSECUTOR'S OFFICE OF SÃO PAULO has already done this and obtained an injunction! It's easy, search on Google for AÇÃO CIVIL PUBLICA ATLANTICO FUNDO INVESTIMENTOS and check it out.
And Atlantico, don't even dare to write that in this statement I recognize the debt having you as creditors! It exists with CARREFOUR ONLY.
And I want to pay Carrefour, including in cash.
Make your complaint too!!
